Does AAA have car rental insurance?

Publish date: 2024-07-13

Table of Contents

Does AAA have car rental insurance?

Yes, AAA does offer car rental insurance as a benefit to its members. This coverage can provide peace of mind and protect you in the event of an accident or other unexpected situations while renting a car.

1. Is AAA car rental insurance included in my membership?

Yes, car rental insurance is often included as part of AAA membership benefits. However, the specific coverage and details may vary depending on your membership level and region.

2. What does AAA car rental insurance typically cover?

AAA car rental insurance can typically cover damage to the rental vehicle, liability protection, medical expenses, and even loss of personal belongings in the rental car.

3. Do I need to purchase additional insurance from the car rental company if I have AAA coverage?

It is always recommended to review your AAA coverage and compare it to what the rental company offers to ensure you have adequate protection. In some cases, you may still need to purchase supplemental insurance from the rental company.

4. How do I activate my AAA car rental insurance?

To activate your AAA car rental insurance, you typically just need to book and pay for the rental using your AAA membership number. Be sure to confirm the coverage details with AAA before picking up the rental car.

5. Can I use AAA car rental insurance for international rentals?

AAA car rental insurance may not always extend to international rentals. It is important to check with AAA and the rental company in advance to determine if you need to purchase additional coverage for international trips.

6. Is AAA car rental insurance primary or secondary coverage?

AAA car rental insurance can serve as primary coverage, meaning it kicks in first in the event of a claim. This can help avoid filing a claim with your personal auto insurance policy.

7. Does AAA car rental insurance cover me as a driver or just the rental vehicle?

AAA car rental insurance typically covers both the rental vehicle and the driver, providing comprehensive protection in case of accidents, theft, or other incidents.

8. How do I file a claim with AAA car rental insurance?

If you need to file a claim under your AAA car rental insurance, you can typically do so by contacting AAA’s claims department and providing the necessary documentation, such as rental agreements and accident reports.

9. Is there a deductible for AAA car rental insurance?

Some AAA car rental insurance policies may have a deductible that you are responsible for paying in the event of a claim. Be sure to review your coverage details to understand any applicable deductibles.

10. Can I add additional drivers to my AAA car rental insurance?

You may be able to add additional drivers to your AAA car rental insurance coverage, but there could be limitations or additional fees involved. Check with AAA for specific details on adding drivers.

11. Does AAA car rental insurance cover me if I use a rental car for business purposes?

AAA car rental insurance may not cover rentals used for business purposes. Be sure to check with AAA and your employer’s insurance policy to ensure you have the appropriate coverage for business-related rentals.

12. Can I cancel or change my AAA car rental insurance coverage?

You may be able to cancel or make changes to your AAA car rental insurance coverage, but there could be limitations or fees involved. Contact AAA for assistance with any changes you need to make to your coverage.

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